Payment Networks Commission Costs

The Bitcoin Lightning Network is a cheaper way to send value compared to Visa and Mastercard. It utilizes off-chain transactions and introduces micropayments, resulting in lower fees. It operates on the existing Bitcoin infrastructure, reducing the need for additional costly infrastructure. 

Transactions on the Lightning Network settle instantly, eliminating delays and associated costs. Its peer-to-peer nature bypasses intermediaries, further reducing fees. While it may have limitations for larger transactions, for everyday microtransactions, the Lightning Network offers a significantly cheaper alternative to traditional payment networks.